Stocks Take a Ride
Monday 15th October, 2018
Volatility was back in full force last week. The three major domestic indexes posted several days of losses before experiencing wide swings on Friday. By week’s end, the Cboe Volatility Index (VIX), which investors use to help measure fear in the markets, had increased by approximately 70%. The VIX also reached its highest point since February.
Monday 8th October, 2018
Although new data continued to show strength in the U.S. economy, markets stumbled across the globe last week. The S&P 500 lost 0.98%, the Dow dropped 0.04%, and the NASDAQ declined 3.21%. International stocks in the MSCI EAFE struggled, posting a 2.35% loss
Cadent Fall 2018 Newsletter
Monday 1st October, 2018
In this edition of our Perspectives newsletter, we'll explore the challenges of the sandwich generation as well as discuss how to prepare financially for the new year. We hope you'll find these articles helpful in making your Autumn more enjoyable and productive.
New Records and Changes
Monday 24th September, 2018
Last week brought new tariffs and data, and another look at changes coming to equity classifications. Overall, the S&P 500 gained 0.85% and the Dow was up 2.25%, while the NASDAQ dropped 0.29%. International stocks in the MSCI EAFE had sizable growth, posting a 2.89% increase.
Stocks Up as Milestone Passes
Monday 17th September, 2018
Last week, the East Coast prepared for Hurricane Florence, which roared through the Carolinas and Georgia. As investors kept their eyes on the weather and its potential for destruction, estimates emerged of up to $27 billion in hurricane damage. This potential for damage contributed to insurance companies in the S&P 500 declining last week. While the hurricane likely won’t have a large effect on our economy, its destruction could influence data for months to come.
A Shaky Start to September
Monday 10th September, 2018
Domestic markets fell last week due to negative trade news and declining tech stocks, with the S&P 500 and Dow both breaking their multi-week winning streaks. Meanwhile, the NASDAQ posted losses for 4 days in a row for the first time since April and experienced its worst September start since 2008. Overall, the S&P 500 lost 1.03%, the Dow dropped 0.19%, and the NASDAQ gave back 2.55% for the week. International stocks in the MSCI EAFE also declined, losing 2.89%.
Markets Up Again
Tuesday 4th September, 2018
Trade continued to dominate the news last week and cause market volatility as investors monitored discussions of the North American Free Trade Agreement (NAFTA) and tension with China. While Mexico and the U.S. reached a new trade deal early in the week, talks with Canada stalled on Friday, August 31. Reports also came out that President Trump may be adding tariffs on another $200 billion in Chinese goods.
The Bull Market Continues
Monday 27th August, 2018
Last week marked a noteworthy milestone in our economy: On Wednesday, August 22, the bull market entered its 3,453rd day, the longest such run in U.S. history. In the past 9 plus years, domestic indexes have come quite a way since the dark days of the financial crisis. The S&P 500 is now more than 4 times the level that it was when the bull market began on March 9, 2009
Trade & Turkey Drive Markets
Monday 20th August, 2018
Challenges in emerging markets affected both U.S. and global stock performance last week, with the S&P 500 experiencing several down days.1 By market close on Friday, however, two of the three major domestics posted gains for the week. The S&P 500 added 0.59%, the Dow increased 1.41%, and the NASDAQ lost 0.29%.2 Meanwhile, the MSCI EAFE international stocks slipped 1.18%.
Mixed Results as Turkey Stumbles
Monday 13th August, 2018
Stocks ended the week in mixed territory as trouble with Turkey’s currency affected U.S. equity performance on Friday, August 10.1 For the week, the S&P lost 0.25%, the Dow declined 0.59%, and the NASDAQ increased 0.35%.2 International stocks in the MSCI EAFE stumbled, giving back 1.57%.3
Stocks Up as Data Comes In
Monday 6th August, 2018
Domestic markets ended last week in positive territory, as the S&P gained 0.76%, the Dow was up 0.05%, and the NASDAQ increased 0.96%. This performance marked the 5th week in a row that the S&P 500 and Dow posted gains. Meanwhile, international stocks in the MSCI EAFE stumbled, losing 1.47% for the week.
Examining Economic Growth
Monday 30th July, 2018
Markets experienced a push-and-pull last week between data indicating strong economic growth and lagging performance from several tech stocks’ earnings reports. Domestic indexes had mixed results, as the S&P 500 gained 0.61%, the Dow was up 1.57%, and the NASDAQ dropped 1.06%. International stocks in the MSCI EAFE had more of an uptick, gaining 1.32% for the week.
Earnings Season Continues
Monday 23rd July, 2018
On Friday, July 20, stocks lost a small amount of ground after President Trump escalated his threats of increasing tariffs on China. However, strong quarterly earnings reports from several large companies helped provide balance in the markets. For the week, domestic indexes experienced little movement, as the S&P gained 0.02%, the Dow was up 0.15%, and the NASDAQ dropped 0.07%. International stocks in the MSCI EAFE had slightly more change, with a 0.63% gain.
Jobs Push Stocks Up
Monday 9th July, 2018
Domestic stocks only traded for 4 days last week, due to the Independence Day holiday. In that time, all 3 major domestic indexes posted positive results for the week. The S&P 500 added 1.52%, the Dow gained 0.76%, and the NASDAQ increased 2.37%. International stocks in the MSCI EAFE were up as well by 0.56%.
Trade & Tariffs Rattle Markets
Monday 2nd July, 2018
International trade concerns continue to create uncertainty in markets around the world. Despite the markets’ slight rises on Friday, June 29, they recorded losses for the week. The S&P 500 fell 1.33%, the Dow gave back 1.26%, and the NASDAQ dropped 2.37%. Internationally, the MSCI EAFE declined 1.10%
Cadent Summer 2018 Newsletter
Monday 25th June, 2018
Summer is here! This season provides us with time for family, relaxing, and enjoying the outdoors.
We are pleased to share our 2018 Summer Perspectives newsletter. This issue includes articles about preparing for summer storms, hosting the perfect BBQ, and lifestyles of the dual resident. We hope you will enjoy this issue and will share with friends too!
Topics for Parents and Adult Children
Monday 18th June, 2018
How do you talk to your adult children about your financial plans and future health-care needs? Both you and your children may view this type of discussion as uncomfortable, awkward, or even confusing. It can be difficult, but putting it off only makes matters more complicated later.
Having these types of financial and end-of-life discussions, ironically, instills a sense of confidence and comfort in everyone involved. Parents who talked with their adult children about their concerns about aging were pleased with the discussions: 95% reported experiencing peace of mind, compared to 63% of parents who didn’t discuss their concerns with their children.
Strength, Growth, and Tension
Monday 11th June, 2018
As last week ended, tension between the U.S. and some of its greatest allies was on the rise. Trade remained a hot-button topic ahead of the G-7 meeting in Canada, but investors seemed largely unfazed by the drama. In fact, all 3 domestic indexes posted strong results: The S&P 500 added 1.62% and the NASDAQ gained 1.21%, with both indexes notching their 3rd week of gains in a row. The Dow ended Friday up 2.77% for the week— recording both its highest level and largest weekly gain since March.3 International stocks were also up, with the MSCI EAFE increasing by 0.91%.
Jobs Report Calms Volatility
Monday 4th June, 2018
Markets experienced heightened volatility last week, with the S&P 500 rising 0.49% and DOW dropping 0.48%. Meanwhile, the NASDAQ rose 1.62%, as international markets took a small dip, with the MSCI EAFE losing 1.10%.
Financial Readiness for College Graduates
Tuesday 29th May, 2018
This is the time of year when college graduates prepare to make their career dreams and goals a reality. Despite their degrees, however, they may be ill equipped to face financial challenges. According to an ongoing study by the National Financial Educators Council, the average level of financial literacy in 19-24 year olds is 69%
Geopolitical uncertainty affected stocks last week, as the historic summit between the U.S. and North Korea began to look less likely. On Thursday, May 24, President Trump announced that the summit was off, and stocks stumbled in reaction. The next day, Trump said the meeting might still occur next month, leaving investors questioning the eventual outcome
Tackling Trade & Treasuries
Monday 21st May, 2018
Major domestic indexes went down last week after all three gained more than 2% the previous week. The S&P 500 dropped 0.54%, the Dow gave back 0.47%, and the NASDAQ lost 0.66%. International stocks also stumbled; the MSCI EAFE decreased by 0.61%.
Markets Post Week of Growth
Monday 14th May, 2018
On Friday, the markets closed the week gaining traction. The Dow had 7 days of consecutive growth, rising 2.34%—its largest weekly gain since March.1 Meanwhile, the S&P 500 rose 2.41%, the NASDAQ jumped 2.68%, and the MSCI EAFE increased 1.41%.
Monday 7th May, 2018
Domestic indexes posted strong results on Friday, May 4, as the latest labor report data lessened investors’ concerns about inflation and interest rates. Nonetheless, stocks had mixed results last week. The S&P 500 dropped 0.24% and the Dow gave back 0.20%, which marked both indexes’ 2nd week of losses in a row. Thanks to a bounce in tech stocks, however, the NASDAQ gained 1.26%. International stocks in the MSCI EAFE decreased by 0.57%.
Time to Spring Clean Your Accounts
Monday 30th April, 2018
Springtime often requires some financial spring cleaning. This is the best time to ensure your accounts are up to date and secure. Included are some tips to keep your finances safe and sound.
Thursday 26th April, 2018
Thursday 26th April, 2018
Examining Earnings & Yields
Monday 23rd April, 2018
Stocks posted moderate gains last week, as the S&P 500 added 0.52%, the Dow increased 0.42%, and the NASDAQ rose 0.56%. International stocks in the MSCI EAFE followed suit, gaining 0.41%.
Earnings Season Begins
Monday 16th April, 2018
Market volatility continues. Stocks slid on Friday, April 13, but still held on to gains for the week. The S&P 500 increased 1.99%, the Dow added 1.79%, and the NASDAQ was up 2.77%. International stocks in the MSCI EAFE also rose, gaining 1.45%
Maintain Your Standard of Living in Retirement
Monday 9th April, 2018
Saving for retirement to sustain your standard of living is a continual effort to prevent your quality of life from declining in later years. Unfortunately, for many retirees, this goal can be difficult to achieve. Even with planning, 52% of working-age households may not be able to sustain their lifestyles in retirement.1 You can take steps today so that you can pursue life on your terms, no matter what retirement lifestyle you choose.
Special Update: Understanding Volatility
Monday 12th February, 2018
After months of relative calm, market fluctuations are causing many investors to wonder what is happening to the economy. Last week, the S&P 500 lost 5.16%, the Dow dropped 5.21%, and the NASDAQ declined 5.06%. The MSCI EAFE also gave back 6.19%. These losses pushed all four indexes into negative territory for the year. In addition, the weekly performance included significant volatility, as stocks had large fluctuations both within days and from one day to the next. The Dow, for example, lost over 1000 points twice during the week—and also twice gained over 300 points.
Cadent Winter Newsletter
Thursday 21st December, 2017
This issue includes guidance on safeguarding your credit, setting your 2018 Financial Resolutions and sticking to these goals, plus thoughts for warm and cold vacation destinations. We hope you will enjoy this issue and share with friends too
Cadent Fall 2017 Newsletter
Monday 9th October, 2017
We are pleased to share the Fall 2017 Cadent Newsletter with you.
This issue covers a myriad of topics relevant to many of us and our families – financing retirement, money stresses and eating healthy using fresh foods! Plus this issue is complete with an outline about how to winterize your home for the impending colder weather.
Cadent Summer 2017 Newsletter
Monday 26th June, 2017
Cadent Spring 2017 Newsletter
Monday 20th March, 2017
2017 Tax Planning
Friday 23rd December, 2016
Please take a moment to review our 2017 Tax Planning Whitepaper.
Cadent Winter 2016-17 Newsletter
Friday 16th December, 2016
This issue of On Wealth, includes guidance on retirement savings no matter your age, winter weather travel, and the aspects to consider when there is a caregiver in the family.